About Zip Money
Zip Money gives patients a payment plan for treatment above $1,000 and below $10,000. This option is interest-free for at least 3 months. A monthly service fee of $6 is due if there is an outstanding balance in your account. You will also have to pay a one-off set-up fee when your account gets activated. This fee can vary between $0 and $299 and depends on your credit limit.
You can apply online for your Zip account. To do this you will have to provide a mobile phone number, email address, as well as valid residential, employment, and financial information.
Zip Money Summary
Repayment period: Weekly, fortnightly or monthly (your choice)
Minimum repayment: $40/month
Maximum expense: More than $1,000, less than $10,000
Interest: Varying, interest-free for at least 3 months
Account costs: Monthly service fee of $6 if there is an outstanding balance in the account. One-off establishment fee between $0 and $299 depending on your credit limit.
Credit check: Yes
Requirements: Mobile phone number, email address, valid residential address, employment records, and financial information.
Response: Within the next hour unless Zip needs more information
Afterpay allows you to split your payment in four fortnightly interest-free payments. For example, if you decide to pay for your $125 Check-up and clean with Afterpay, you will make 4 instalments of $31.25.
To sign up, you can download the Afterpay app on your phone or sign up online. Before you come in for treatment, you can check your spend limit in the Afterpay app. After your treatment, you use the app to generate a barcode for our front desk staff to scan.
Instantly, Afterpay will debit your first instalment from your chosen bank card. In the app, you can see your payment schedule for the remaining three payments.
Afterpay Summary Repayment period: 8 weeks (4 fortnightly payments)
Minimum repayment: ¼ of your spent
Maximum expense: $1,000
Interest: No, interest-free
Account costs: No, account is free
Credit check: No
Requirements: Must be over 18 years old and have a valid Australian bank payment card
Application: Online or in app