Payment plans

About Zip Money

Zip Money gives patients a payment plan for treatment above $1,000 and below $10,000. This option is interest-free for at least 3 months. A monthly service fee of $6 is due if there is an outstanding balance in your account. You will also have to pay a one-off set-up fee when your account gets activated. This fee can vary between $0 and $299 and depends on your credit limit.

You can apply online for your Zip account. To do this you will have to provide a mobile phone number, email address, as well as valid residential, employment, and financial information.

Zip Money Summary

Repayment period: Weekly, fortnightly or monthly (your choice)

Minimum repayment: $40/month

Maximum expense: More than $1,000, less than $10,000

Interest: Varying, interest-free for at least 3 months

Account costs: Monthly service fee of $6 if there is an outstanding balance in the account. One-off establishment fee between $0 and $299 depending on your credit limit.

Credit check: Yes

Requirements: Mobile phone number, email address, valid residential address, employment records, and financial information.

Application: Online

Response: Within the next hour unless Zip needs more information.


Afterpay allows you to split your payment in four fortnightly interest-free payments. For example, if you decide to pay for your $125 Check-up and clean with Afterpay, you will make 4 instalments of $31.25.

To sign up, you can download the Afterpay app on your phone or sign up online. Before you come in for treatment, you can check your spend limit in the Afterpay app. After your treatment, you use the app to generate a barcode for our front desk staff to scan.

Instantly, Afterpay will debit your first instalment from your chosen bank card. In the app, you can see your payment schedule for the remaining three payments.

Afterpay Summary Repayment period: 8 weeks (4 fortnightly payments)

Minimum repayment: ¼ of your spent

Maximum expense: $1,000

Interest: No, interest-free

Account costs: No, account is free

Credit check: No

Requirements: Must be over 18 years old and have a valid Australian bank payment card

Application: Online or in app

Response: Instantly


Open Pay gives patients the opportunity to pay off their dental treatment in fortnightly instalments with no interest. You can borrow from $100 to $10 000 subject to your availability.

You’ll have to pay a one off deposit depending on the price of your treatment plan then equal payments fortnightly.

Create an account in under 90 seconds through their app available in the Apple store or Google Play


If you or your dependants are unable to pay for your medical treatment, you may be eligible to withdraw your super on compassionate grounds.

This is a stress free process with a “No approval no fee” policy.

You have complete support from the Access My Super team from start to finish.

Start up account fee of $6.99.

Approval from ATO within 14 days from application process.

* The taxable component of any super released early under preservation age is taxed at a maximum rate of 22%.


Australian Credit licence 509691

Terms & Conditions:

  •  Speak to TLC direct for a quote based on your personal circumstances and for the full terms and conditions.
  •  A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.
Call Today